Payline API

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Payline is the quick and sure way to implement electronic payments. Scalable, Payline is available in standard packaged version for immediate roll-out of e-commerce sites and also can be made to measure to match specific requirements.

overview
technical features
pricing
development

Electronic payment with complete freedom
Would you like to start selling immediately? Opt for the packaged version of Payline, which could be operational in hours on your e-commerce site. Would you like to go further or benefit from an entirely personalized solution? Conceive your solution step by step and use the wealth of standard available services or customized Payline: choice of payment methods, sale channels, related services, etc. In both cases, security is guaranteed.

Downloadable payment solutions

To start fast and discover the concrete advantages of the Payline service, you can download Payline and its integration guide and easily validate your payment solution in a test environment. Once your purchase order is received with the accompanying merchant information, your service is switched to the production environment.

Multple payment methods and sale channels
Bank cards, credit and private cards, virtual accounts, recurring payments or n-times payments offer to your customers a broad choice of payment methods across all sales channels: commerce sites, IVR, call centers, mobile phones, etc.

A solution for all your payments needs, nationally and internationally

Payline receives, authenticates and ensures payment for domestic and international payment methods: international cards, direct debits, transfers, pre-paid accounts, etc, in all European currencies and those of numerous countries of the world. Via Payline, your products are accessible to the whole the world.

Maximum security and monitoring activity

With Payline, your payments benefit from a very high level of security: transactions security via SSL, online fraud detection, credit worthiness controls and blacklisted cards management, etc. And to manage or monitor your sales, you benefit from an online customer interface: personalized pages, management of payment methods, transactions reporting, validation of authorizations awaiting approval.

advantages

Easy to install	Payline v4 is based on a new architecture using web services (HTTPS / SOAP).
Increased payment methods and facilities	over 20 payment methods, Payment n-times, by subscription, by virtual wallet.
Multi-channel acquiring solution	Vocal Server, call centre, PDA, Internet site, mobile phone.
Support for international payments	Payline v4 accepts a number of domestic electronic payment methods, European currencies and numerous countries world-wide currencies.
Maximum security data	Encryption based on the protocol SSL v3 - 256 bits. Traceability of users’ actions. Precise management of access levels.
Online fraud management	Black list management; in-house ‘grey list’ management; geo localization; detection of card presence in ‘n orders’, monthly limits...
3D Secure	Certificated 3D Secure VISA, MASTERCARD (July, 2008)
Compliance	standard PCI – DSS (June, 2008)

Payline integration is achieved via standard Web Services. Supports all programming languages and runs on dedicated or shared servers. Three types of interface are offered: web, direct and batch processing.

Technical integration

With Payline simple mode, your customers are redirected to a secure Payline server page customized with your own logo and colours.

With Payline full mode, two integration methods are possible:
With direct interfacing, Payline acts as gateway between your point of sale and the financial establishments which manage your payments. You submit the payment details for real-time authorization via Internet or via a private network. Direct interface allows you to benefit from the following payment functions: authorizations, deferred payments, refunds, etc.

Batch processing is used to regroup transactions in order to ensure good response times during peak period.

http://www.payline.com/fr/support/kits-dintegrations-a-modules-e-shop.html

Prerequisites

You need a ecommerce merchant contract delivered by your bank and the ecommerce site must support Web services. Once the above points are addressed, Payline can be activated immediately upon receipt of your purchase order and merchant information.

Payline pricing consists of set-up costs for each payment method and three recurring monthly transaction rates.

Set-up costs
Upfront set-up costs are applied for each payment method. Different package are proposed: standard (CB,VISA, MasterCard), standard + 2 cards, standard + 3 cards. A cost is charged for each additional card (private, credit card).

Monthly fixed rates for your transactions
Payline offers three fixed rates of 100, 200 and 500 transactions. Beyond these numbers of transactions, a fixed cost is applied to every transaction.

n-times payment
The tariff includes set-up costs, the creation and on-going management of identifiers.

Made to measure services
An estimate is provided for all made to measure services. For further information concerning Payline, contact your Orange Business Services Account manager, sales@payline.com or call +33 (0)800 216 000.

e-commerce modules

An e-commerce module is a file which enables Payline into your web ecommerce application without any development. Please follow the installation guide provided with the module to install it into your ecommerce application :

osCommerce	go to download page (version 1.1.1)
Joomla virtueMart	download module (version 1.0.0)
ZenCart	go to download page (version 1.0)

integrations kits

An integration kit is a software development kit (SDK) that facilitates the integration into your web site, providing code sample and step-by-step user guide.